Our goal is to educate our clients on the coverages available to them and offer different options for each situation in order to keep your assets protected adequately if something should happen.
Experience the difference with one of the oldest and most experienced insurance providers in the area. Our representatives will take the time to make sure that they understand your needs so you get the coverage you require. When it comes to Homeowner’s insurance it is important to specify the type of dwelling you are looking to insure. Typically a homeowner’s policy or HO3 refers specifically to the residential home you own and live in. This type of policy must be occupied by the owner. We also offer coverage for Condominium, additional residential homes you own and rent out to others etc.
Your policy can vary depending on your specific needs. However, the majority of Homeowner policies provide coverage for the building structure, loss of use, personal property and personal liability coverage. Importantly, most policies will require you to schedule personal property separately and will not cover water damage. Flood is not covered by your HO3 policy. You will be required to purchase a separate flood policy.
Your home is one of your largest investments so it should be properly safeguarded with the coverage that reflects the true or accurate value of your home and personal assets in case of a catastrophic event or liability claim.
Our knowledgeable agents ask different questions to help you find the most appropriate insurance protection that you may need while on the road. Please contact us to receive your free no hassle quote today.
Your auto Insurance can help protect you against financial loss if you are in an accident. It is a contract between you and your insurance company. You agree to pay the premium and the insurance company agrees to pay if you should be liable according to the terms of your policy.
When you purchase a condominium unit, the condominium association is expected to cover the insurance for the exterior and/or shared areas of the building. However, in order to insure your personal unit and possessions, it is necessary to purchase your own condominium insurance to help protect the inside walls, your possessions inside and liability should someone get hurt in your home. Condominium Insurance is called an HO6 policy and covers the condominium unit inclusive of the interior of the unit “walls in”, liability and your personal items which would not be covered by your condominium association policy.
This is a relatively inexpensive policy designed to help protect you and your family against catastrophic events such as lawsuits, judgments and loss of wages. Unexpected events can happen that are not in our control, please speak with one of our representatives about protecting yourself with an Umbrella policy.
RV Insurance
Megan has over 4 years of experience in the insurance industry and joined Thompson Baker in 2024. She currently holds a 4-40 Customer Service Representative License. Megan attended Albany State University where she played on the women’s soccer team as a student athlete during her time there. In her spare time, Megan enjoys spending time with her children, going to the beach, and cheering on the Florida State Seminoles.
James, a native of St. Augustine, is very familiar with St. Johns County’s transformations over the last 25+ years. He earned a BA in Communications from the University of Central Florida and loves cheering for his alma mater; Go Knights, Charge On! He is also involved in local sports radio and for nearly 20 years, has been the radio play-by-play announcer for St. Augustine High School Football. James earned his 2-20 Property & Casualty license in 2020 and brings over 15 years of experience in customer service to Thompson Baker. In his spare time, James enjoys being outdoors, listening to live music and spending time with his wife and two children.
Dennis grew up in Iowa and graduated from Iowa State University before moving to St. Augustine to be closer to his children. He joined ThompsonBaker in 2024 and holds a 4-40 Customer Service Representative License and has over 30 years in sales experience. In his free time, he enjoys boating, golfing, and spending time with his family.
Brooke joined ThompsonBaker Agency in 2022 and currently holds a 4-40 Customer Representative License. With over five years of experience in the insurance industry, she brings strong customer service and industry knowledge to her role. Brooke earned her Bachelor of Arts in Psychology and Criminology from Flagler College in 2018, where she was a dedicated member of the Women’s Soccer team for all four years. She continued her education at the University of North Florida, graduating in 2020 with a Master of Science in Criminal Justice. Outside of work, Brooke enjoys spending time with her husband, going to beach, and reading.
