Commercial Coverage

ThompsonBaker Agency has been serving the St. Augustine community for nearly a century.

Policies – A policy can include general Liability, Commercial Property, Commercial Inland Marine, Commercial Crime/Employee Dishonesty, Boiler and Machinery, Commercial Auto, Farm, Liquor Liability, Professional Liability and Employment Related Practices Liability. Forms may be used in a package policy or may be used to issue monoline policies.

Umbrella and Excess Liability Insurance – High limit excess coverage of all forms of liability to which the client may be subjected.

Bonds – Bonds of assorted varieties that provide a guarantee.

Flood & Excess Flood Insurance – covers damage due to flood (rising waters) according to the guidelines established by the National Flood Insurance Program.

Commercial General Liability Policy – An Insurance policy that provides limits of general liability, fire legal liability, medical payments, products and completed operations, as well as personal and advertising injury liability.

Businessowners Policy – A multi-peril, multi-line package policy designed to provide broad property and casualty coverages for small businesses.

Business Auto Policy – A part of the Commercial Auto Coverage Part and is designed to cover the auto exposures of businesses, other than truckers or garages.

Builders Risk Insurance – Insurance that provides coverage for buildings under construction as well as equipment to service the building, owned materials, and supplies and temporary structures used in construction.

Commercial Property Insurance – An Insurance policy that provides limits of coverage for Commercial Buildings, Business Personal Property, Business Income, Personal Property of Others, just to name a few.

Crime Coverage – Various groups of Crime Coverage forms designed to provide a package of crime insurance to meet the client’s needs.

Workers Compensation Insurance – Insurance that covers an employer’s obligations under Workers Compensation laws, which make the employer responsible for, stated damages in the event of a work-related injury or illness. Workers Compensation coverage also includes separate coverage for Employers’ Liability.

Directors & Officers Liability Insurance– Protection of corporate directors and officers from liability arising out of errors in judgment, breach of duty, or any wrongful acts related to their organization.

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