Policies – A policy can include general Liability, Commercial Property, Commercial Inland Marine, Commercial Crime/Employee Dishonesty, Boiler and Machinery, Commercial Auto, Farm, Liquor Liability, Professional Liability and Employment Related Practices Liability. Forms may be used in a package policy or may be used to issue monoline policies.

 
Umbrella and Excess Liability Insurance – High limit excess coverage of all forms of liability to which the client may be subjected.

 
Bonds – Bonds of assorted varieties that provide a guarantee.

 
Flood & Excess Flood Insurance – covers damage due to flood (rising waters) according to the guidelines established by the National Flood Insurance Program.

 
Commercial General Liability Policy – An Insurance policy that provides limits of general liability, fire legal liability, medical payments, products and completed operations, as well as personal and advertising injury liability.

 
Businessowners Policy – A multi-peril, multi-line package policy designed to provide broad property and casualty coverages for small businesses.

 
Business Auto Policy – A part of the Commercial Auto Coverage Part and is designed to cover the auto exposures of businesses, other than truckers or garages.

 
Builders Risk Insurance – Insurance that provides coverage for buildings under construction as well as equipment to service the building, owned materials, and supplies and temporary structures used in construction.

 
Commercial Property Insurance – An Insurance policy that provides limits of coverage for Commercial Buildings, Business Personal Property, Business Income, Personal Property of Others, just to name a few.

 
Crime Coverage – Various groups of Crime Coverage forms designed to provide a package of crime insurance to meet the client’s needs.

 
Workers Compensation Insurance – Insurance that covers an employer’s obligations under Workers Compensation laws, which make the employer responsible for, stated damages in the event of a work-related injury or illness. Workers Compensation coverage also includes separate coverage for Employers’ Liability.

 
Directors & Officers Liability Insurance– Protection of corporate directors and officers from liability arising out of errors in judgment, breach of duty, or any wrongful acts related to their organization.